---
title: clsPaymentReturnCollection
summary: API reference for clsPaymentReturnCollection.
status: draft
owner: SAIF
last_reviewed: 2026-07-24
library: SAIF.Business.Payment.EFT
reference_type: package
---

# clsPaymentReturnCollection

Collection of `clsPaymentReturn` instances; reads from `PAYMENT_OWNER.PAYMENT_RETURN` with culture-code-driven return reason descriptions.

## Purpose
- Standard BOF collection in `SAIF.Business.Payment.EFT`.*

## Context
- Namespace: `SAIF.Business.Payment.EFT`
- Assembly/package: `SAIF.BOF.Business.Payment.EFT` (NuGet)
- Implements: `IBusinessCriteria`
- Inherits: `clsBusinessBase` / `clsBusinessCollectionBase` (SAIF.BOF.Framework)*
## Behavioral notes
- Uses `PAYMENT_OWNER` schema qualifier for all read operations ([SQL-065](../../sql/SQL-065-saif-business-payment-eft.md)).*

> **Note:** Statements marked with `*` were inferred from code structure, naming conventions, or contextual evidence where direct confirmation was not available in source artifacts. Statements marked with `**` could not be confirmed; treat as unknown until verified.

## Sources
- `Business\SAIF.Business.Payment.EFT\clsPaymentReturnCollection.vb`