---
title: clsPaymentReturnReasonCode
summary: API reference for clsPaymentReturnReasonCode.
status: draft
owner: SAIF
last_reviewed: 2026-07-24
library: SAIF.Business.Payment.EFT
reference_type: package
---

# clsPaymentReturnReasonCode

NACHA return reason code reference object with bank transmittal flags, category, and culture-aware descriptions via `PAYMENT_RETURN_REASON_GCODE`.

## Purpose
- Standard BOF business object in `SAIF.Business.Payment.EFT`.*

## Context
- Namespace: `SAIF.Business.Payment.EFT`
- Assembly/package: `SAIF.BOF.Business.Payment.EFT` (NuGet)
- Implements: `IBusinessCriteria`
- Inherits: `clsBusinessBase` / `clsBusinessCollectionBase` (SAIF.BOF.Framework)*
## Behavioral notes
- Descriptions are culture-aware; `PAYMENT_RETURN_REASON_GCODE` provides locale overrides ([SQL-066](../../sql/SQL-066-saif-business-payment-eft.md)).*

> **Note:** Statements marked with `*` were inferred from code structure, naming conventions, or contextual evidence where direct confirmation was not available in source artifacts. Statements marked with `**` could not be confirmed; treat as unknown until verified.

## Sources
- `Business\SAIF.Business.Payment.EFT\clsPaymentReturnReasonCode.vb`